Your Trusted
Local Deposit Lender

We make the loan process easier than it's ever been.

JME Deposit Loans is a Canadian company based in British Columbia, focused on lending to Canadians in need of short-term funds for deposits on their future real estate transactions. The company was founded by Richard Earles, a long-time licensed mortgage professional and lender. To address the demand for these types of loans, Richard began lending deposits to clients purchasing real estate. Being a company that specializes in this niche, JME can now serve a broader range of Canadians and fill the market gap for this type of lending.

Leaders in
Lending Solutions

HELPING CANADIANS FIND FINANCIAL FREEDOM

At Valley Financial, our mission is to provide our clients with the lending solutions needed to finance their opportunities. Whether you’re looking to refinance an existing property, consolidate your outstanding debts, or put a downpayment on an investment house, we leverage our lending experience and industry connections to get you the capital you need quickly. As pioneers in the lending market, our team believes in going the extra mile to create lasting and caring relationships with our clients — there’s a reason Canadians continue to trust our mortgage expertise! 

 

Through quick, transparent, and effective financial solutions, our team works tirelessly to rebuild your credit score, bring you out of debt, and relieve you of any financial burdens you may have. We understand your financial situation is unique in itself and strive to provide you with the companionship and mortgage expertise to guide you through your financial journey. At Valley Financial, we find you the lowest rates available with premier mortgage terms — so let’s get in touch and get you started on achieving your financial freedom!

Apply for
Funds Now

To apply for funds, email all documents to [email protected]. Include the required approval documents and your lawyer's contact information, who should also be handling your current home's sale.

Sign Loan Agreement

After sending in all of the required documentation, you will receive a copy of the loan agreement. After the agreement is signed, it will promptly be sent to your lawyer for signing. A lawyer appointment to sign this document is not required.

Funding within
48 Hours

Once all documents are received and documents are signed, JME Deposit Loans will wire funds directly into your bank account, which will be used for the deposit on your home purchase.

Apply Now for
a Deposit Loan

Our application
is quick and easy.

    Date in Which Funds are Required By

    Not Ready to Apply Yet?

    No problem! Find out what your deposit loan will cost.